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Kamala Harris proposes giving $100 billion in homeowner’s assistance

July 07, 2019

On Saturday, Senator Kamala Harris (D-Ca.) proposed $100 billion in federal grants to assist homeowners settle their down payments and closing costs in order to help close what she says is a racial wealth gap and homeownership discrimination against black families.

“Today, at #EssenceFest, I released a new plan to start closing the racial wealth gap in our country,” the senator tweeted.

 

“By taking these challenges on, we can close that gap,” Harris said at the New Orleans Essence Festival, the largest gathering of black women in the U.S. “That not only lifts up black America, that lifts up all of America,” she added.

According to Harris, her proposal would assist at least 4 million families living in areas that were redlined, which is a segregation-era practice that limited black borrowers from buying homes and confining them to certain neighborhoods in order to create racial divides according to neighborhoods.

“Homeownership has historically been one of the most powerful drivers of wealth, which is why I announced a plan to shrink the racial homeownership gap, helping up to four million families with down payments and closing costs,” she tweeted.

The senator’s plan would also seek to federally change how credit scores are calculated by including rent, telephone, and other payments to open credit access to minority borrowers.

– MK. II

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